Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.

Fast loans,

No monkey business!

Need cash in a flash? Monkey Cash has your back. Apply online in minutes with no hassle, just straightforward short term loans.

Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from lenders when you take out a loan through us. The amount we're paid may vary depending on the lender and the product. You can ask us for more information about the commission we receive.

Monkey Cash

How it works

Swing into action

Swing into action

Complete our convenient application online - it's a quick and straightforward process.

Instant response

Get an instant response

Get a decision in just a few minutes, no monkey business.

Get funds

Receive your funds

Once approved you can review your loan quote and continue to get your funds.

Consider us

Loans from £100 to £5,000
Flexible repayment options up to 36 months
Quick funding, often the same day†
Open to all credit backgrounds
Helpful and friendly customer support

Do you qualify?

Getting started is straightforward with just a few simple requirements, please check if you are eligible before you apply.

18+ and a UK resident

A valid UK bank account

A regular income

Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from lenders when you take out a loan through us. The amount we're paid may vary depending on the lender and the product. You can ask us for more information about the commission we receive.

Why choose Monkey Cash?

Easy application process

No paperwork required

Safe & secure throughout

Same day funding available†

Frequently asked questions

You can apply for a loan 24 hours a day 7 days a week. Most lenders work 7 days a week and can even deposit funds into your bank account on the weekend.

Yes, most of our lenders will work with people who don't have perfect credit. Most of our customers are people who can't get regular loans from a bank. The lenders we deal with tend to have higher APR than the general mainstream banks, however when you take a loan you can't be charged more than 0.8% per day in line with the FCA rules, so the quicker you pay off your loan the less interest it will cost you.

If we are unable to find you a loan you should not be offended as this means that the lenders are acting responsibly and it may be that you need to take alternative steps to address your current financial situation.

If you are in any doubt as to whether a loan is suitable for you, you should contact the Citizens Advice Bureau or Money Helper - free, impartial advice services which can help and support you.

Monkey Cash is a broker and not a lender. We introduce you to one of our lender or broker partners to see if they are able to provide you with a loan. If you are matched successfully with one of our panel then you will be able to enter into a borrowing agreement with that specific lender/broker. Please be sure to consider all of the information provided to you by any lender or broker before deciding to take out a loan. In particular you should read the lender's website and loan documents to help you decide whether the loan is appropriate for your circumstances.

Most of our customers are people who can't get regular loans from a bank. The lenders we deal with tend to have higher APR than the general mainstream banks, however when you take a loan you can't be charged more than 0.8% per day in line with the FCA rules, so the quicker you pay off your loan the less interest it will cost you.

Since short-term loans are usually paid back in a shorter amount of time, the APR is not the best way to compare our rates to those of other lenders. The sum amount you pay back is more important to our lenders than the APR. APRs for longer term loans tend to be cheaper because the loan payments are spread out over a longer period of time.

We don't work with every UK lender, so you might find a cheaper loan somewhere else.

Please try not to panic. Lenders are equipped to deal with these situations. If you think you are going to have a problem with your repayments you should contact your lender as soon as possible. The sooner they know there's a problem, the sooner they can start to help.

If you're worried about things and want more help and information, there are a number of free and independent organisations which can help.

  • stepchange.org provides free advice on debt problems and finding the best solution for you.
  • moneyhelper.org.uk offers free, unbiased and independent advice to people who want to manage their money more effectively. Face to face sessions available.
  • nationaldebtline.org is a free, confidential debt advice service that is run by the Money Advice Trust.
  • citizensadvice.org.uk is a free service that will give you information to help you figure out what to do next, no matter what your problem is.

If you need help finding your lenders contact details please contact us.

We are a free online credit brokerage. We DO NOT charge our customers a fee for this service. No one from Monkey Cash or any financial partner relations; including lenders; will ever contact you and request you to send money to them or buy products from them in advance of receiving your loan.

To learn more about dealing with cold-calls, refer back to our fraud protection guidance.

Our service is entirely online so we can provide support via email.

If you have questions regarding an existing loan we recommend contacting your lender directly.

Are you ready to apply with Monkey Cash?

Apply online in minutes with no hassle, just straightforward short term loans.